Money Market Mutual Funds (MMMF) predominantly invest in high-quality short-term debt instruments, cash, and cash equivalents. They best suit investors who are risk-averse with an investment horizon of three months to one year. Though they do not guarantee returns, they...

Gilt Funds Gilt funds are debt instruments that invest primarily in securities issued by Central and State Governments. They fall into the category that gives moderate returns and ensure safety What are gilt funds? In India Gilt Funds are investment...

What is Unit Linked Insurance Plan? Unit linked insurance plan is a mix of investment and insurance cover. The financial goal is to offer wealth creation and life insurance cover through investing a portion of the premium in an insurance...

Sukanya Samriddhi Yojana is an initiative launched by Prime Minister Narendra Modi, the Central Government, as a part of the “Beti Bachao Beti Padhao” campaign. The sole objective of this tax-saving scheme is girl child prosperity. What is Sukanya Samriddhi...

exchange traded funds What are Exchange Traded Funds? Exchange traded funds are passive investment instruments that replicate the underlying index. In other words, ETF is a portfolio that matches the composition of an Index in the same proportion. ETFs merely...

capital gain An individual invests in different types of assets including mutual funds and shares. The capital gain or loss arises when an asset is sold. In this article,  we will cover capital gains and it’s  tax treatment for different...

A company’s value is determined by its market capitalization which is nothing but the market value of its shares  In India, companies having a market capitalization of less than Rs. 500 cr. is classified as a small-cap company. This article...

Balanced mutual funds are the schemes that invest in both equity and debt instruments. Also, This helps in capital appreciation through equity investing, along with stable returns through debt instruments. In this article, we have covered a balanced mutual fund...