Mutual fund is a professionally managed investment fund that pools investment from various investors and invests in capital assets to match the investor’s financial goals.
A mutual fund is a collection of investments made by individual investors and used to purchase securities in the capital market. The best part about mutual funds is that a team of experts along with the fund manager picks all the investments to build a portfolio.
With wide availability of mutual funds schemes, it is easier for an investor to choose the most suited scheme for their financial goals.
Equity mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Debt mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
International mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds.
Hybrid mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Being an investor planning must always be your very first step towards your investment journey. You can use our tools such as SIP calculator, Lumpsum Calculator, PPF Calculator etc and assess the investment option whether it meets your financial goals or not.
Fundamentally, an equity mutual fund is one that uses the pooled money to invest predominantly in shares and stocks of various companies. The bulk of the portfolio (65% and above) of equity mutual funds comprises of investments in equity and…
How to Compare Mutual Funds? A comparative analysis is of great value in selecting the right mutual fund scheme to meet financial goals in the defined time. MF comparison does not mean only looking at the past returns. Of course,…
how to buy mutual funds online Mutual funds are the most lucrative forms of investment for defensive investors. They come for every type of financial goal and at the same time are convenient to invest in. Mutual Funds offer returns…
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SIP vs Lumpsum. SIP vs Mutual Fund. Which is better and when to choose what? We all have been hearing this question for a long time now. It isn’t easy to pick one. Each one has its own benefits. The…
annualized return Annualized ReturnTime Taken to double money5%14 years 2 months8%9 years 0 months10%7 years 3 months12%6 years 1 months15%4 years 11 months20%3 years 9 months25%3 years 1 month ‘Return’ is the yield that an investment generates over a period…
What are Investment Options? Investment happens when you buy certain assets in the expectation of earning a certain growth rate in a defined time period. The returns are generated when the value of assets grows. In simple terms, the assets…
What is Financial Planning Financial planning is a step-by-step approach in determining how you would meet your life goals with your money. A good financial plan will help you to remain in control of your expenses and investments at all…
best investment plan Most people generally invest with the objective of obtaining higher returns and with the minimum risk involved. To achieve this objective, most of the investors seek a proper investment plan which not only achieves the desired results…
how to buy mutual funds online Mutual funds are the most lucrative forms of investment for defensive investors. They come for every type of financial goal and at the same time are convenient to invest in. Mutual Funds offer returns…
liquid funds vs fixed deposits Got money to invest, but finding it difficult to choose between the stability of fixed deposits and the returns that liquid mutual funds offer? Well, you are not the only one. Picking a side in…
When someone is exploring different options to start investing in the equity markets it is not uncommon to receive advice that endorses SIP investments with the greatest confidence. SIP investments are a hassle-free way of participating in the capital markets. …
Decision making can be tedious when multiple options are available. Financial decisions always seem the most difficult ones to make. In the era where home loans are available at such cheap interest rates, one can easily get a loan to…
Table of contentsWhat is a Long Term Investment?How to invest in Mutual Funds?FAQTop Performing Mutual Funds for SIP in IndiaHow to invest in Mutual Funds? What is a Long Term Investment? Investments are broadly classified as short term investments and…
Are fixed rate bonds a good investment? Fixed rate bonds also known as fixed income securities are considered to be a good investment option for an investor’s portfolio. It is suitable for investors who intend to generate a guaranteed interest…
What is the difference between fair value and market value? Fair value is the actual value of an asset, based on fundamentals and financial position. It is derived by mathematical methods and is not affected by any of the market…
Why is expense ratio important? Expense ratio indicates the per unit cost of managing a mutual fund. It is calculated by dividing the total expenses by the total assets under management. Expense ratio has an impact on the returns. In…
What does the expected value tell us? Expected Value (EV) is a forecasted value of an investment. It is calculated by multiplying the possible outcomes by the probability of their occurrence and then adding all those values. EV is the…
Is it good to invest in DSP BlackRock? DSP mutual fund is a joint venture between a 150-year old Indian financial firm DSP and Blackrock, an American Investment firm. However, in 2018, DSP purchased back its 40% share from DSP…
Are fixed rate bonds a good investment? Fixed rate bonds also known as fixed income securities are considered to be a good investment option for an investor’s portfolio. It is suitable for investors who intend to generate a guaranteed interest…
What is the difference between fair value and market value? Fair value is the actual value of an asset, based on fundamentals and financial position. It is derived by mathematical methods and is not affected by any of the market…
Why is expense ratio important? Expense ratio indicates the per unit cost of managing a mutual fund. It is calculated by dividing the total expenses by the total assets under management. Expense ratio has an impact on the returns. In…
What does the expected value tell us? Expected Value (EV) is a forecasted value of an investment. It is calculated by multiplying the possible outcomes by the probability of their occurrence and then adding all those values. EV is the…
Is it good to invest in DSP BlackRock? DSP mutual fund is a joint venture between a 150-year old Indian financial firm DSP and Blackrock, an American Investment firm. However, in 2018, DSP purchased back its 40% share from DSP…
What are the types of credit rating? Credit rating is an analysis of financial instruments, securities, companies, banks, states and countries. In simple terms, it is assessing the creditworthiness of an organization or country or state. The process of rating…
how to buy mutual funds online Mutual funds are the most lucrative forms of investment for defensive investors. They come for every type of financial goal and at the same time are convenient to invest in. Mutual Funds offer returns…
Decision making can be tedious when multiple options are available. Financial decisions always seem the most difficult ones to make. In the era where home loans are available at such cheap interest rates, one can easily get a loan to…
Pandit Nehru once threw a 100 rupee note across the Ganga in 1947 and Indira Gandhi caught it on the other side. I tried the same yesterday from my room, and it couldn’t even cross my bed. Why? Because 100…
section 80c Section 80C of the Income Tax Act gives a privilege of tax deduction up to Rs1.5 lakhs to individuals and HUF. The tax deductions provide a means for individuals to reduce their gross total income and save tax….
Being an investor planning must always be your very first step towards your investment journey. You can use our tools such as SIP calculator, Lumpsum Calculator, PPF Calculator etc and assess the investment option whether it meets your financial goals or not.
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