Introduction Typically, an investor plan his mutual fund investments in equity mutual funds or debt-related instruments based on their risk tolerance levels. An investor with lower risk tolerance levels and short term goals prefers debt funds as they are much less...

What is credit risk? Credit risk is the risk associated with the failure of a borrower to repay back the borrowed amount. In other words, it means when a person who took a loan is unable to pay back the...

mid cap funds Introduction Midcap mutual funds primarily invest in midcap companies. They have the potential to give high returns during market ups. However, they have downside risk, as well. Mid cap funds in India have the potential to give...

overnight funds What are overnight mutual funds? Overnight funds are a new category of debt funds introduced in 2018 after the reclassification by SEBI. As per SEBI, overnight mutual funds are open-ended debt schemes that invest in overnight securities having...

Introduction The famous saying "Don't put all the eggs in one basket" has been inculcated in investing by many. It means never invest all the money in one type of investment. Investors have to spread their risk by investing in...

Long Term Capital Gain Tax A long term capital gain tax arises on a transfer or sale of a capital asset. There are other factors that contribute towards the taxability of such a transfer like type of asset, holding period,...

what is sensex Introduction We constantly come across in the news that Sensex has soared. Or the market has fallen, causing fear in the mind of investors. Sensex shot up by 500 points. But what exactly do market and Sensex...

tax free bonds Introduction Tax free bonds are usually issued by companies owned by the Government of India. The interest earned on them is completely tax free in the hands of the investor. They are suitable for long term investments....