income tax payment Income tax is a tax levied by the government of India on the income of every person. Once a person is liable to an income tax payment, a question arises as to how this tax can be...

Introduction The Public Provident Fund (PPF) and National Pension Scheme (NPS) are both launched to encourage savings and aid investors during retirement. Both offer similar tax benefits, are long term investments. Their similarity ends there. They are very different in...

Public Provident Fund Introduction The Public Provident Fund PPF was a scheme launched in 1968 by the National Savings Institute. It is one of the savings schemes offered by the post office. The government backs PPF; hence returns are guaranteed....

Introduction Typically, an investor plan his mutual fund investments in equity mutual funds or debt-related instruments based on their risk tolerance levels. An investor with lower risk tolerance levels and short term goals prefers debt funds as they are much less...

What is credit risk? Credit risk is the risk associated with the failure of a borrower to repay back the borrowed amount. In other words, it means when a person who took a loan is unable to pay back the...

mid cap funds Introduction Midcap mutual funds primarily invest in midcap companies. They have the potential to give high returns during market ups. However, they have downside risk, as well. Mid cap funds in India have the potential to give...

overnight funds What are overnight mutual funds? Overnight funds are a new category of debt funds introduced in 2018 after the reclassification by SEBI. As per SEBI, overnight mutual funds are open-ended debt schemes that invest in overnight securities having...

Introduction The famous saying "Don't put all the eggs in one basket" has been inculcated in investing by many. It means never invest all the money in one type of investment. Investors have to spread their risk by investing in...